The Bank of France recommends a rate of 1.25% A Booklet.
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What do his booklet A? Today website design company in dubai uae many investors are wondering because in a few days, this feature will be significantly less profitable investment. The Bank of France has recommended lowering the rate to 1.25% Booklet A from 1 August, against 1.75% currently. The rate of this investment should decline to 1% if the form prescribed by the law had been applied to the letter, but the governor of the Bank of France, website design company in dubai uae Christian Noyer, has chosen to depart because it "would lead to a strong variation and a new level of the Livret A ". Indeed, "the governor of the Banque de France therefore proposes to limit to website design company in dubai uae 0.50 points lower rate booklet A, which would continue in the coming months a largely positive return on regulated savings while by decreasing significantly the cost of financing the economy, "he adds. Pierre Moscovici, Minister of Economy, has yet to decide.

At 1.25%, the level has been reached for the first time during the 2009 recession. The rate of Booklet A booklet of Sustainable Development (LDD) and website design company in dubai uae the Blue Booklet had already fallen by 0.5 February 1. In just six months, the compensation of regulated investments should melt 1%. This is far from neutral.

Now a booklet A ceiling (22,950 euros) should yield 286.9 euros per year against 401.60 euros when the rate was 1.75%. And the holder of a booklet website design company in dubai uae Sustainable Development (LDD) ceiling (€ 12,000) earns 150 euros against 210 euros a year earlier.
Of untaxed earnings

But in the current environment of very low interest rates, website design company in dubai uae these fees are ultimately correct and hard to beat, because they are not taxed. This is not the case for most other investments. Starting with the bank books, direct competitors Booklet A website design company in dubai uae. Since January 1, indeed, unearned income (capital gains, interest, dividends ...) are taxed at the scale of income tax, which must be added the social security contributions. While most banks offer online guns promotional rates (between 5.5% and 4% gross) to new customers for three or four months. But it is then cold shower, rates fell to levels significantly lower than the website design company in dubai uae passbooks (between 1% and 2.2% before tax), and inflation. Investors are not also not wrong. "The inflow of funds to the booklet A and LDD was made at the expense of bank books and deposits," says the'' Observatory regulated savings.

"The booklet A is a simple, flexible investment and that is what today are looking households," explains Philippe Crevel Secretary Circle Savers. The falling rate of website design company in dubai uae Booklet A, however, could give a little shine to euro funds of life insurance contracts whose performance has shrunk in recent years. They reported an average of 2.9% in 2012 (before payroll 15.5%) and earnings expected to fall further this year (2.8% according to some experts). website design company in dubai uae However, the government plans to reform the long-term investment, capital guaranteed.

As always, investors expect higher returns must accept more risk by investing, for example, the equity markets website design company in dubai uae ...